Yesterday - Today - Tomorrow  

Posted by NoeL in ,


Today I will delete
from my diary two days:
yesterday and tomorrow.

Yesterday was to learn and
tomorrow will be the consequence
of what I can do today.

Today I will face life
with the conviction that
this day will not ever return.

Today is the last opportunity I have to live intensely;
as no one can assure me that
I will see tomorrow's sunrise.



Today I will be brave enough
not to let any opportunity pass me by,
my only alternative is to succeed.

Today I will invest my most valuable resource: my time,
in the most transcendental work: my life;

I will spend each minute passionately
to make of today
a different and unique day in my life.

Today I will defy
every obstacle that appears on my way
trusting I will succeed.



Today I will resist pessimism
and will conquer the world with a smile,
with the positive attitude of expecting always the best.

Today I will make of every ordinary task
 a sublime expression,

Today I will have my feet on the ground
 understanding reality and the stars' gaze to invent my future.

Today I will take the time
 to be happy and will leave my footprints and my presence
in the hearts of others.

KEEP SMILING
Have a good day and a better one tomorrow!

"Life is not what you live but what you love"

Employee Commitment near extinction? - An Interview with a Job Hopper  

Posted by NoeL in , , , ,

My search on internet and among my friends' circle couldn't lead me to the identity of Mr JH or to the original source of this interview. If any of you know, please let me know so that I can give them due credits.

Some, rather most organizations reject his CV today because he has changed jobs frequently (10 in 14 years). The ‘job hopper’ (referred here as Mr JH), does not mind it. Well he does not need to mind it at all. Having worked full-time with 10 employer companies in just 14 years gives Mr JH the relaxing edge that most of the ‘company loyal’ employees are struggling for today. Today, Mr JH too is laid off like some other 14-15 year experienced guys the difference being the latter have just worked in 2-3 organizations in the same number of years. Here are the excerpts of an interview with Mr JH:

Q: Why have you changed 10 jobs in 14 years?
A: To get financially sound and stable before getting laid off the second time.

Q: So you knew you would be laid off in the year 2009?
A: Well I was laid off first in the year 2002 due to the first global economic slowdown. I had not got a full-time job before January 2003 when the economy started looking up; so I had struggled for almost a year without job and with compromises.

Q: Which number of job was that?
A: That was my third job.

Q: So from Jan 2003 to Jan 2009, in 6 years, you have changed 8 jobs to make the count as 10 jobs in 14 years?
A: I had no other option. In my first 8 years of professional life, I had worked only for 2 organizations thinking that jobs are deserved after lot of hard work and one should stay with an employer company to justify the saying ‘employer loyalty’. But I was an idiot.

Q: Why do you say so?
A: My salary in the first 8 years went up only marginally. I could not save enough and also, I had thought that I had a ˜permanent™ job, so I need not worry about ˜what will I do if I lose my job™. I could never imagine losing a job because of economic slowdown and not because of my performance. That was January 2002.

Q: Can you brief on what happened between January 2003 and 2009.
A: Well, I had learnt my lessons of being ‘company loyal’ and not ‘money earning and savings loyal’. But then you can save enough only when you earn enough. So I shifted my loyalty towards money making and saving. I changed 8 jobs in 6 years assuring all my interviewers about my stability.

Q: So you lied to your interviewers; you had already planned to change the job for which you were being interviewed on a particular day?
A: Yes, you can change jobs only when the market is up and companies are hiring. You tell me – Can I get a job now because of the slowdown? No. So one should change jobs for higher salaries only when the market is up because that is the only time when companies hire and can afford the expected salaries.

Q: What have you gained by doing such things?
A: That's the question I was waiting for. In Jan 2003, I had a fixed salary (without variables) of say Rs. X p.a. In January 2009, my salary was 8X. So assuming my salary was Rs.3 lakh p.a. in Jan 2003, my last drawn salary in Jan 2009 was Rs.24 lakh p.a. (without variable). I never bothered about variable as I had no intention to stay for 1 year and go through the appraisal process to wait for the company to give me a hike.

Q: So you decided on your own hike?
A: Yes, in 2003, I could see the slowdown coming again in future like it had happened in 2001-02. Though I was not sure by when the next slowdown would come, I was pretty sure I wanted a ‘debt-free’ life before being laid off again. So I planned my hike targets on a yearly basis without waiting for the year to complete.

Q: So are you debt-free now?
A: Yes, I earned so much by virtue of job changes for money and spent so little that today I have a loan free 2 BR flat (1200 sq. ft.) plus a loan free big car without bothering about any EMIs. I am laid off too but I do not complain at all. If I have laid off companies for money, it is OK if a company lays me off because of lack of money.

Q: Who is complaining?
A: All those guys who are not getting a job to pay their EMIs off are complaining. They had made fun of me saying I am a job hopper and do not have any company loyalty. Now I ask them what they gained by their company loyalty; they too are laid off like me and pass comments to me – Why will you bother about us, you are already debt-free. They were still in the bracket of 12-14 lakh p.a. when they were laid off.

Q: What is your advice to professionals?
A: Like Narayan Murthy had said “Love your job and not your company because you never know when your company will stop loving you.” In the same lines, love yourself and your family needs more than the company's needs. Companies can keep coming and going; family will always remain the same. Make money for yourself first and simultaneously make money for the company, not the other way around.

Q: What is your biggest pain point with companies?
A: When a company does well, its CEO will address the entire company saying, “Well done guys, it is YOUR company, keep up the hard work, I am with you.” But when the slowdown happens and the company does not do so well, the same CEO will say, “It is MY Company and to save the company, I have to take tough decisions including asking people to go.” So think about your financial stability first; when you get laid off, your kids will complain to you and not your boss.

Old Man and his Son  

Posted by NoeL in , , ,




One old man was sitting with his 25 years old son in the train.Train is about to leave the station. All passengers are settling down their seat.

As train started young man was filled with lot of joy and curiosity. He was sitting on the window side. He went out one hand and feeling the passing air. He shouted, "Papa see all trees are going behind".

Old man smile and admired son feelings.

Beside the young man one couple was sitting and listing all the conversion between father and son. They were little awkward with the attitude of 25 years old man behaving like a small child.


Suddenly young man again shouted, "Papa see the pond and animals. Clouds are moving with train". Couple was watching the young man in embarrassingly. Now its start raining and some of water drops touches the young man's hand. He filled with joy and he closed the eyes.He shouted again," Papa it's raining, water is touching me, see papa".


Couple couldn't help themselves and ask the old man."Why don't you visit the Doctor and get treatment for your son."

Old man said, " Yes, We are coming from the hospital as Today only my son got his eye sight for first time in his life".
Moral: "Don’t draw conclusions until you know all the facts".

Drunkenomics - Bar Stool Economics  

Posted by NoeL in , ,




Suppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this:
  • The first four men (the poorest) would pay nothing.
  • The fifth would pay $1.
  • The sixth would pay $3.
  • The seventh would pay $7.
  • The eighth would pay $12.
  • The ninth would pay $18.
  • The tenth man (the richest) would pay $59.
So, that's what they decided to do. The ten men drank in the bar every day and seemed quite happy with the arrangement, until one day, the owner threw them a curve. "Since you are all such good customers", he said, "I'm going to reduce the cost of your daily beer by $20". Drinks for the ten now cost just $80.







The group still wanted to pay their bill the way we pay our taxes so the first four men were unaffected. They would still drink for free. But what about the other six men - the paying customers? How could they divide the $20 windfall so that everyone would get his "fair share?"
They realized that $20 divided by six is $3.33. But if they subtracted that from everybody's share, then the fifth man and the sixth man would each end up being paid to drink his beer. So, the bar owner suggested that it would be fair to reduce each man's bill by roughly the same amount, and he proceeded to work out the amounts each should pay.


And so:
  • The fifth man, like the first four, now paid nothing (100% savings).
  • The sixth now paid $2 instead of $3 (33%savings).
  • The seventh now pay $5 instead of $7 (28%savings).
  • The eighth now paid $9 instead of $12 (25% savings).
  • The ninth now paid $14 instead of $18 (22% savings).
  • The tenth now paid $49 instead of $59 (16% savings).
Each of the six was better off than before. And the first four continued to drink for free. But once outside the restaurant, the men began to compare their savings. "I only got a dollar out of the $20," declared the sixth man. He pointed to the tenth man, "but he got $10!" "Yeah, that's right," exclaimed the fifth man. "I only saved a dollar, too. It's unfair that he got ten times more than I!" "That's true!!" shouted the seventh man. "Why should he get $10 back when I got only two? The wealthy get all the breaks!" "Wait a minute," yelled the first four men in unison. "We didn't get anything at all. The system exploits the poor!" The nine men surrounded the tenth and beat him up.
The next night the tenth man didn't show up for drinks, so the nine sat down and had beers without him. But when it came time to pay the bill, they discovered something important. They didn't have enough money between all of them for even half of the bill!
And that, boys and girls, journalists and college professors, is how our tax system works. The people who pay the highest taxes get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start drinking overseas where the atmosphere is somewhat friendlier.
David R. Kamerschen, Ph.D.
Professor of Economics, University of Georgia

Proud to be a Malayalee!!  

Posted by NoeL in , ,

Fun Facts:-
  1. Keralites Mother Tongue is MALAYALAM (You can spell it from right to left & left to right)
  2. Malayalam is second most spoken language in the Gulf!!
  3. You will find Keralite farm workers, artisans, technicians, manual labourers, illiterates and semi-literates all migrating to all parts of the Globe.
  4. When they start most of them only know their mother tongue. Through hardwork, drive, enthusiasm, tenacity, persistence, Humour sense they learn the trades and many languages viz. Hindi, English, Arabic, Marathi etc. to sustain them.
  5. It is true that none of them speak Queen’s English. Most of the world does not.
  6. Kerala is the only 100% literate state in India.
  7. Kerala was rated as the most baby friendly state with the lowest infant mortality rates and the best Health Care Model by UN.
  8. It is only in Kerala a movement of selling commodities by a channel known as MARGIN FREE has been started. ( Example: A bottle of Horlicks in every state in India being sold for 112Rs including taxes is being sold in these Margin Free shops for only Rs.100 !!! ....Amazing isn’t it ???)
  9. Kerala is the only state where a Hindu, Muslim & a Christian family live side by side / in adjacent villas without any fear in perfect harmony, unlike other places in this world where we find community enclaves because the minority community is afraid of the majority.
  10. Most of the recent Hindi movies have Scene to Scene copies from Kerala ( MALLU!!) movies. Including the latest Billu Barber!!!
Personalities:-
  1. Present Indian Defense Minister is from Kerala. – Mr. A K Antony
  2. Present Indian Foreign Secretary is from Kerala - Mr. Shivshankar Menon
  3. Present Chief Justice of India is from Kerala - Mr. K.G. Balakrishnan
  4. The Chief of ISRO and the man behind "Chandryaan' , the Indian Space program is from Kerala - Mr. G Madhavan Nair
  5. Present National Security Adviser (NSA) to the Prime Minister is from Kerala – Mayankote Kelath Narayanan (M K Narayanan)
  6. Inaugural Chief of the National Investigation Agency (NIA) is from Kerala – Mr. Radha Vinod Raju
  7. Present Principal Secretary to Prime Minister is from Kerala – Mr. T K A Nair More
  8. The only Indian to contest for the UN Secretary General's Position is from Kerala. - Mr. Shashi Tharoor Follow on twitter
  9. The chief of Staff to UN Secretary General is from Kerala - Mr. Vijay Nambiar
  10. Jawaharlal Nehru, Indira Gandhi & Rajiv Gandhi all had their Private Secretaries hailing from Kerala.
  11. The last Indian representative to the Miss Universe contest was a Keralite.

That's shat a Malayalee is all about, all around the world.
I am proud to be a KERALITE, a MALAYALEE!!

Cheers
NoeL

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I study at European Business School, Oestrich-Winkel. The opinions expressed here are my own, and neither European Business School, Oestrich-Winkel nor any other party necessarily agrees with them.